🚀 Built for Indian travellers · NRIs · SME exporters

Your bank charges
3% on every
forex transaction.
Have you ever seen it?

Banks embed a hidden spread in every exchange rate they quote. TrueRate reveals the exact rupee cost of every transaction — in real time, against the true mid-market rate.

₹0
Free forever
(₹100/yr premium)
< 60s
To see your first
transaction cost
150+
Currency pairs
supported
Real-time rate
Transaction · 17 May 2025
HDFC Bank · USD → INR
▼ BUY
Amount bought
$5,000 USD
INR debited
₹4,24,500
Bank rate applied
₹84.90 / USD
Mid-market rate
₹83.45 / USD
Hidden spread paid to bank
-₹7,250
1.74%
of transaction value
₹7,250 moved silently from your pocket to the bank
$200B+
Hidden FX spread earned by global banks every year
32M+
NRIs sending $125B home at 5.4% avg hidden cost
700K+
Active IEC holders losing 2–4% on FX every year
₹22,850
Hidden costs tracked in beta — this month
Everything you need to see your true FX cost

No more guessing. No more trusting your bank. Every rupee, every transaction, fully visible.

💱
FCY Bought & Sold
Log every foreign currency transaction in one click. Buy and sell tracked separately with full history.
📊
Market Rate Engine
Real mid-market rates refreshed every 60 seconds via Alpha Vantage API. No delay, no guesswork.
🎯
Hidden Cost Revealed
The exact ₹ amount and % your bank pocketed — visible instantly on every single transaction.
📈
Average Rate Tracker
See your blended FX cost across all transactions and banks. Know exactly if you're improving.
🌍
150+ Currencies
All major pairs including INR corridors, cross rates, and all NRI remittance routes.
📱
SMS Auto-Capture
Paste your bank SMS — TrueRate reads the debit amount automatically. Full auto-capture coming soon.
See your real FX cost right now

Enter one transaction. We'll show you exactly how much your bank kept.

TrueRate  ·  Beta  ·  Built for Indian forex users  ·  ₹100/year after beta  ·  Private & secure

See every rupee your bank takes on FX

₹100 / year  ·  Private  ·  No ads  ·  Transparent FX tracking