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Try: "3 month USD forward rate" or tap 🎤 and just ask
🚀 For Indian travellers · NRIs · SME exporters/importers

Your bank charges
3% on every
forex deal.
Have you seen it?

Banks embed a hidden spread in every rate they quote. TrueRate shows the exact rupee cost of every transaction — instantly, against the true mid-market rate.

⚡ Quick check — see your hidden cost right now
Hidden cost your bank kept
-
-
-
over mid-market
₹0
Free forever
<60s
First result
150+
Currency pairs
Real-time rate
Transaction · 17 May 2025
HDFC Bank · USD → INR
▼ BUY
Amount bought
$5,000 USD
INR debited
₹4,24,500
Bank rate applied
₹84.90 / USD
Mid-market rate
₹83.45 / USD
Hidden spread to bank
-₹7,250
1.74%
of transaction
₹7,250 transferred silently to the bank
$200B+
Hidden FX spread earned by global banks per year
32M+
NRIs sending $125B home at 5.4% avg hidden cost
700K+
Active IEC holders losing 2–4% on FX every year
₹0
Hidden costs tracked in beta this month
Everything you need to know your true FX cost

No more trusting your bank. Every rupee, every transaction, fully visible.

💱
FCY Bought & Sold
Log every buy and sell transaction in seconds. Full history with all details.
📊
Market Rate Engine
Mid-market benchmark rates updated regularly. Compare against what your bank charged.
🎯
Hidden Cost Revealed
The exact ₹ amount and % your bank pocketed — visible on every transaction instantly.
🏦
Bank Comparison
See what the same transaction would have cost at SBI, ICICI, Axis, HDFC and more.
📈
Average Rate Tracker
Your blended FX cost across all banks and transactions. See if you are improving over time.
🌍
Global Coverage
USD, EUR, GBP, AED, SGD and 150+ currencies. All NRI corridors and export routes covered.
What beta users are saying

Real people. Real transactions. Real hidden costs revealed.

"I had no idea my bank was charging 2.1% over the real rate on every dollar I bought for my US trip. That's ₹4,200 I paid extra on ₹2 lakh. TrueRate showed me in 30 seconds."
Priya Sharma
Frequent traveller, Mumbai
Hidden cost found: ₹4,200 on one trip
"As an exporter I always suspected my bank wasn't giving fair rates on USD receipts. TrueRate confirmed it — 1.4% below market on every payment. We're renegotiating now."
Rajesh Mehta
Textile exporter, Surat
Annual saving potential: ₹3.8L on ₹2.7 Cr exports
"I send money to India every month from Dubai. TrueRate showed me I was paying 3.2% hidden on every transfer — I've switched to a better service and saved ₹1,800 a month."
Anil Kapoor
IT professional, UAE
Monthly saving: ₹1,800 on AED remittances

Beta testimonials — names changed for privacy

See your real FX cost right now

Enter one transaction. We show you exactly what your bank kept.

TrueRate  ·  Beta  ·  Built for Indian forex users  ·  ₹100/yr after beta  ·  Private & secure  ·  truerate.in

See every rupee your bank takes on FX

₹100 / year · Private · No ads · Transparent FX tracking

Spot rates: ECB reference rates via Frankfurter; if unavailable, Rates By Exchange Rate API. Forward premia are values you enter, or illustrative defaults; they are not market quotes or benchmark rates. Informational only, not financial or investment advice.